UPYYUPAY INC.

About UPAY INC. (UPYY)

UPAY INC. (UPYY) is a Software - Application company headquartered in Dallas, TX, United States whose shares trade over-the-counter on the OTCQB tier.

Headquartered in Dallas, Texas, UPAY Inc. is a diversified holding company advancing financial technology, regulatory compliance, and adventure travel solutions. Founded in 2015, UPAY operates across the USA and South Africa through a range of specialized subsidiaries. Rent Pay (Pty) Ltd., UPAY's South African subsidiary, offers ACPAS, a cloud-based Credit Management Software solution with over 12 years of expertise. ACPAS consolidates the entire credit lifecycle, integrating seamlessly with payment gateways, credit bureaus, and communication networks. UPAY's compliance-focused subsidiary, AML GO (Pty) Ltd., provides Anti-Money Laundering (AML) screening and Know Your Customer (KYC) solutions. Known for advanced algorithms that interface with credit bureaus, AML GO enhances risk management and ensures regulatory compliance in high-demand industries. In adventure travel, UPAY acquired HUNTPAL LLC, a Florida-registered Seller of Travel company that promotes South African hunting packages to US clients, offering interest-free payment options on all travel adventures. HUNTPAL offers customized online booking with top-tier outfitters and supports local social initiatives in South Africa, including rural employment, wildlife conservation, and food programs for underprivileged communities. Together, UPAY's subsidiaries demonstrate its commitment to innovation and sustainable impact in finance, compliance, and travel, fostering responsible community engagement.

Products and services

Since 2015, UPAY has operated across the USA and South Africa, delivering specialized, cloud-based solutions tailored to industry needs. UPAY’s South African subsidiary, Rent Pay (Pty) Ltd., provides ACPAS, a Credit Management Software solution that streamlines the entire credit lifecycle. With over 12 years of expertise, ACPAS automates credit processes by integrating with payment gateways, credit bureaus, and communication networks, making it ideal for organizations seeking a unified credit management platform. AML GO (Pty) Ltd., UPAY’s compliance subsidiary, specializes in Anti-Money Laundering (AML) screening and Know Your Customer (KYC) solutions. Known for advanced, bureau-integrated algorithms, AML GO provides essential compliance tools for high-compliance industries, enhancing risk management and regulatory adherence. In adventure travel, UPAY’s subsidiary HUNTPAL LLC, a registered Seller of Travel in Florida, offers South African hunting packages to US clients. HUNTPAL’s interest-free payment options and partnerships with top-tier outfitters deliver a seamless booking experience, while supporting rural employment, conservation, and food programs in South Africa. Together, UPAY’s subsidiaries embody a commitment to innovation, regulatory integrity, and social responsibility across finance, compliance, and travel.

UPYY key facts

Ticker symbol

UPYY

Market tier

OTCQB

Sector

Technology

Industry

Software - Application

Headquarters

Dallas, TX, United States

Country of incorporation

US

Employees

16

Estimated market cap

$11.62M (as of May 14, 2025)

Shares outstanding

16,595,211

Reporting standard

U.S. Reporting: SEC Reporting

Audit status

Audited

Fiscal year end

2/28

UPAY INC. leadership

• Jacob Casper Folscher — CEO
• Randall Franklin Greene — COO

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