SCZCWest Coast Community Bancorp

About West Coast Community Bancorp (SCZC)

West Coast Community Bancorp (SCZC) is a Banks - Regional company headquartered in Santa Cruz, CA, United States whose shares trade over-the-counter on the OTCQX tier.

West Coast Community Bancorp (SCZC) is the holding company for Santa Cruz County Bank, its wholly owned subsidiary, which was founded in 2004. Santa Cruz County Bank is a top-rated, locally owned and operated, full-service community bank headquartered in Santa Cruz, California. Effective October 1, 2024, the Bank merged with 1st Capital Bank, a division of Santa Cruz County Bank. The Bank has branches in Aptos, Capitola, Cupertino, King City, Monterey, Salinas, San Luis Obispo, Santa Cruz, Scotts Valley and Watsonville. Santa Cruz County Bank is distinguished from "big banks" by its relationship-based service, problem-solving focus and direct access to decision makers. The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley. As a full-service bank, Santa Cruz County Bank offers competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, construction lending, asset-based lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management. True to its community roots, Santa Cruz County Bank has supported regional well-being by actively participating in and donating to local nonprofit organizations.

Products and services

Santa Cruz County Bank is distinguished from "big banks" by its relationship-based service, problem-solving focus and direct access to decision makers. The bank is a leading SBA lender in Santa Cruz County and Silicon Valley. As a full-service bank, Santa Cruz County Bank offers competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, construction lending, asset-based lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management. True to its community roots, Santa Cruz County Bank has supported regional well-being by actively participating in and donating to local nonprofit organizations.

SCZC key facts

Ticker symbol

SCZC

Market tier

OTCQX

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Santa Cruz, CA, United States

Country of incorporation

US

Year of incorporation

2004

Employees

216

Estimated market cap

$409.38M (as of Apr 9, 2025)

Shares outstanding

10,586,179

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2024)

West Coast Community Bancorp leadership

• Krista Snelling — CEO, President
• Frederick L. Caiocca — EVP
• Angelo DeBernardo, Jr. — EVP, Chief Lending Officer
• Jaime Manriquez — EVP, CIO
• Jon P. Sisk — EVP, Officer
• Cecilia Situ — EVP, CFO
• Shamara Vandervoort — EVP, COO
• Maxwell Sinclair — EVP, Chief Risk Officer

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