PTBSPotomac Bancshares, Inc.

About Potomac Bancshares, Inc. (PTBS)

Potomac Bancshares, Inc. (PTBS) is a Banks - Regional company headquartered in Charles Town, WV, United States whose shares trade over-the-counter on the Pink tier.

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). The Bank provides convenient online and mobile banking for individuals, businesses, and local governments. The Bank also offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans. The Bank is also a Small Business Administration (SBA) Preferred Lender. The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit. For over 70 years, BCT Wealth Advisors has provided trust services, growing into a premier financial management, investments, and estate services provider. BCT was voted Winner in the LoudounNow 2024 Loudoun's Favorites readers' poll in four categories: Bank, Mortgage Company, Banker, and Financial Planner. Additionally, BCT was voted a "Best of the Best" Winner in the 2024 Journal-News Readers' Choice Awards in three categories: Bank, Financial Planning, and Loan Services. In 2023, American Banker selected BCT as a "Top 200 Community Bank," an annual listing of the best performing banks in the United States with assets under $2 billion. In five of the last six years, the Bank was named a "Best Bank To Work For" by American Banker.

Products and services

Potomac Bancshares, Inc., and Subsidiary (collectively the company), through Bank of Charles Town, (the bank) a wholly owned subsidiary of Potomac Bancshares, Inc., grants commercial, financial, agricultural, residential and consumer loans to customers. The company also offers deposit products. These products include noninterest-bearing and interest-bearing checking accounts, savings accounts and certificates of deposit in various terms. The company also offers through BCT Wealth Advisors and BCT Investments; financial planning, trust and investment management products.

PTBS key facts

Ticker symbol

PTBS

Market tier

Pink

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Charles Town, WV, United States

Country of incorporation

US

Year of incorporation

1871

Employees

120

Estimated market cap

$61.29M (as of Apr 11, 2025)

Shares outstanding

4,144,561

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2023)

Potomac Bancshares, Inc. leadership

• Alice P. Frazier — CEO, President
• Dee Clingan — Vice President, Finance Manager
• Brent Milbourne — Director, Financial Reporting

Explore more: Banks - Regional stocks · Financial Services sector · Pink stocks · OTC stocks starting with P