PBCOPBCO Financial Corporation

About PBCO Financial Corporation (PBCO)

PBCO Financial Corporation (PBCO) is a Banks - Regional company headquartered in Medford, OR, United States whose shares trade over-the-counter on the Pink tier.

PBCO Financial Corporation is the holding company for People's Bank of Commerce, Medford, Oregon. Established in 1998, People's Bank of Commerce was formed to provide a locally-owned and managed community and business bank for Southern Oregon. During the past 27 years, People's Bank has grown its community banking footprint to Ashland, Central Point, Eugene, Grants Pass, Jacksonville and Klamath Falls. In early 2021, the bank expanded into the Willamette Valley with the merger of Willamette Community Bank, adding branches in Lebanon, Albany and Salem. The bank also owns Steelhead Finance, an accounts receivable factoring company headquartered in Medford. Steelhead supports the transportation industry through the United States by providing cash flow and backroom management services to carriers and freight brokers. Since its inception, People's Bank has been providing its customers with superior, responsive and flexible service with a friendly approach. Through conservative solid banking fundamentals and doing right by its customers, employees and community, People's Bank has prospered financially and has remained well-capitalized and positioned, even during economic downturns. It has earned the esteemed reputation as one of the top community banks in Oregon and prides itself in its steadfast commitment to its community, which helps businesses prosper and the local economy strengthen.

Products and services

People's Bank is a locally-owned and managed community business bank serving the Southern Oregon and Willamette Valley communities.

PBCO key facts

Ticker symbol

PBCO

Market tier

Pink

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Medford, OR, United States

Country of incorporation

US

Year of incorporation

1998

Employees

140

Estimated market cap

$75.40M (as of Apr 11, 2025)

Shares outstanding

5,298,464

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2024)

PBCO Financial Corporation leadership

• Julia B. Beattie — President, CEO
• Kenneth D. Trautman — Co-Founder
• Lindsey Trautman — CFO, EVP
• William Stewart — EVP, President
• Steven R. Erb — EVP, COO
• William Whalen — Chief Credit Officer
• Rachel Eliot — Controller

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