ISBAIsabella Bank Corp.

About Isabella Bank Corp. (ISBA)

Isabella Bank Corp. (ISBA) is a Banks - Regional company headquartered in Mt. Pleasant, MI, United States whose shares trade over-the-counter on the OTCQX tier.

Isabella Bank Corporation is the parent company of Isabella Bank, which operates 31 banking offices throughout seven Mid-Michigan counties. Founded in 1903, the Bank provides deposit, loan, investment, trust, and electronic banking services to consumer and business customers. Isabella Bank has earned a four-star rating from Bauer Financial, Inc. and the Corporation has been recognized as a Top100 Workplace by the Detroit Free Press. The Corporation is committed to providing an attractive investment to shareholders through growth in earning assets, strong earnings results and continued dividends.

Products and services

We are a community bank with a focus on providing high quality, personalized service at a fair price. We offer a broad array of banking and wealth management services to businesses, institutions, individuals and their families. We compete with other commercial banks, savings and loan associations, mortgage brokers, finance companies, credit unions, retail brokerage firms, and other companies providing financial services. Lending activities include loans for commercial and agricultural operations and real estate purposes, residential real estate loans, and consumer loans. We limit lending activities primarily to local markets and purchased loans from the secondary market are minimal. We do not make loans to fund leveraged buyouts, have no foreign corporate or government loans, and have limited holdings of corporate debt securities. Our general lending philosophy is to limit concentrations to individuals and business segments. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services, and automated teller machines. We also offer full service investment management, trust, planning and estate services.

ISBA key facts

Ticker symbol

ISBA

Market tier

OTCQX

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Mt. Pleasant, MI, United States

Country of incorporation

US

Year of incorporation

1988

Employees

375

Estimated market cap

$181.39M (as of Apr 16, 2025)

Shares outstanding

7,403,656

Reporting standard

U.S. Reporting: SEC Reporting

Audit status

Audited

Fiscal year end

12/31

Latest filing

8K Report (Apr 4, 2025)

Isabella Bank Corp. leadership

• Jerome E. Schwind — CEO, President
• Neil McDonnell — President
• William M. Schaefer — CFO
• Debra A. Campbell — Secretary, Vice President, IR
• Lori Peterson — Vice President
• Jennifer L. Gill — Controller

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