CYVFCrystal Valley Financial Corp.

About Crystal Valley Financial Corp. (CYVF)

Crystal Valley Financial Corp. (CYVF) is a Banks - Regional company headquartered in Middlebury, IN, United States whose shares trade over-the-counter on the Pink tier.

Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposits products include checking, savings, and money market accounts, as well as certificates of deposit. The company also provides consumer, personal, and home equity loans and lines; and business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services. Further, the company offers debit and credit cards, merchant card, cash management, remote deposit, online and mobile banking, and bill payment services. It serves customers through a network of six offices located in Elkhart and St. Joseph counties of Northern Indiana and one Loan Production Office in Lagrange County Indiana. Crystal Valley Financial Corporation was founded in 1910 and is based in Middlebury, Indiana.

Products and services

Independent community bank providing consumer, business, and commercial financial services.

CYVF key facts

Ticker symbol

CYVF

Market tier

Pink

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Middlebury, IN, United States

Country of incorporation

US

Year of incorporation

1910

Employees

107

Estimated market cap

$80.60M (as of May 8, 2025)

Shares outstanding

1,279,328

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2024)

Crystal Valley Financial Corp. leadership

• D. Joe Caffee — President, CEO
• Sam Hoover, Jr — COO
• Jared Sponseller — CFO
• Erik Romzek — Senior VP
• Lance Weirich — CLO
• Chris Swendsen — Other
• Patty Yates — Other

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