CIWVCitizens Financial Corp. (WV)

About Citizens Financial Corp. (WV) (CIWV)

Citizens Financial Corp. (WV) (CIWV) is a Banks - Regional company headquartered in Elkins, WV, United States whose shares trade over-the-counter on the Pink tier.

Citizens Financial Corp. (OTC: CIWV) is the parent company of its wholly-owned subsidiary, Citizens Bank of West Virginia, Inc., with assets of $667 million and headquartered in Elkins, WV. From six office locations in North Central and northern West Virginia, the bank provides integrated financial services including retail and commercial banking, wealth management, and mortgage services. Citizens Bank was recognized for the fourth consecutive year by American Banker magazine in the Top Performing Publicly Trading Community Banks Under $2 Billion of Assets in the Nation, ranking 25th on the prestigious Top 100 list and 1st among WV banks. Citizens is also named to Newsweek's America's Best Banks list as the Best Small Bank in WV, ranked 16th as one of the Best Banks to Work for in the Country by American Banker, Best of West Virginia Corporate Citizen by WV Living, The Inter-Mountain's People's Choice Best Bank & Mortgage Lender, SBA WV Community Lender of the Year, and ranked the nation's no. 9 top lender by Independent Community Bankers of America (ICBA) in the consumer/mortgage category for banks $300M - $1B in assets and No. 1 as the consumer/mortgage lender in West Virginia in this class. For more information on Citizens Financial Corp. or Citizens Bank of West Virginia, Inc., visit us online at www.citizenswv.com.

Products and services

Citizens provides banking services including checking, savings, and certificates of deposit accounts, as well as commercial, mortgage, and consumer loans. In addition to deposit and loan services, we also offer a full array of wealth management services through our trust and investment departments.

CIWV key facts

Ticker symbol

CIWV

Market tier

Pink

Sector

Financial Services

Industry

Banks - Regional

Headquarters

Elkins, WV, United States

Country of incorporation

US

Year of incorporation

1924

Employees

92

Estimated market cap

$47.24M (as of Apr 16, 2025)

Shares outstanding

1,700,658

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2024)

Citizens Financial Corp. (WV) leadership

• Nathaniel S. Bonnell — President, CEO
• Leesa M. Harris — Secretary
• Chasity Pennington — Asst. Treasurer
• Anthony Ricottilli — Treasurer

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