CECLCecil Bancorp, Inc.

About Cecil Bancorp, Inc. (CECL)

Cecil Bancorp, Inc. (CECL) is a N/A company headquartered in Elkton, MD, United States whose shares trade over-the-counter on the Pink tier.

Cecil Bank is a state-chartered community bank established in October 1959 and headquartered in Elkton, Maryland. The Bank serves Cecil County from its headquarters location and three additional branches located in North East, Rising Sun and Elkton. Cecil Bank is a member of the FDIC and an Equal Housing Lender.

Products and services

The Bank has segregated its loan portfolio into six segments. The Company's primary market area is in Northeastern Maryland in Cecil County. Construction lending primarily involves lending for construction of single-family residences. The Bank offers fixed and adjustable conventional mortgage and home equity loans on one-to-four family residential dwellings. The Bank originates multi-family residential loans in its market area. The Bank primarily originates commercial real estate loans typically secured by retail or wholesale establishments, motels/hotels, service industries, and industrial or warehouse facilities. The Bank offers secured and unsecured commercial business loans and lines of credit to businesses located in its primary market area. The Bank's consumer loans consist of automobile loans, deposit account loans, home improvement loans, and other consumer loans. Deposits are attracted principally from the Bank’s market area through the offering of a variety of deposit instruments, including savings accounts and certificates of deposit ranging in term from 91 days to 60 months, as well as regular checking, NOW, passbook and money market deposit accounts. The Bank also offers individual retirement accounts (“IRAs”). The Bank's policies are designed primarily to attract deposits from local residents and businesses.

CECL key facts

Ticker symbol

CECL

Market tier

Pink

Headquarters

Elkton, MD, United States

Country of incorporation

US

Year of incorporation

1984

Employees

32

Shares outstanding

15,462,931

Reporting standard

U.S. Reporting: Bank/Thrift

Audit status

Audited

Fiscal year end

12/31

Latest filing

Annual Report (Dec 31, 2024)

Cecil Bancorp, Inc. leadership

• J. William Knott — CEO, President
• R. Lee Whitehead — CFO
• Zeljka Preradovic — SVP, Community Banking
• David Scott Miller — CCO
• V. Guy Abell — Assistant Controller

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